The UAE Open Finance APIs
What the APIs cover conceptually — and where the canonical, machine-readable specs live.
UAE Open Finance exposes a standardised set of consent-gated APIs so that authorised third parties can access data or initiate payments on a customer's behalf. Access is always brokered by an explicit, revocable consent and secured with FAPI (Financial-grade API) profiles — redirect, DCR and CIBA flows through the central API Hub.
There are currently 4 API families live across the ecosystem — Accounts (account information), Payments, Confirmation of Payee, and Products — with insurance lines rolling out. The Observatory shows which institutions expose which families.