The independent view of UAE Open Finance
Learn what financial data and services shared with customer permission can enable. Understand what’s changing, see the evidence, and find your next step.
Open source. Community led. Independent by design.
Directory registration does not establish operational status.
Explore the source and evidence →
Directory registration does not establish operational status.
Explore the source and evidence →
A shared resource.
A clearer picture.
From a first question to a concrete next step.
Learn the essentials, then see a practical example of permission-based data sharing.
Explore the learning hubMap your proposition, evidence, unknowns, and next actions with a readiness worksheet.
Use the readiness worksheetInspect synthetic API examples, understand the shapes, and follow the official documentation.
Explore the Data SandboxPeople · Institutions · Builders
An open ecosystem starts with people in control. Shared standards connect institutions and builders around that permission.
Understand the frameworkA worked example / SME cash flow
How could a small business understand its cash position across banks? Follow a fictional clinic from scattered account views to the questions a useful service must answer.
Read the worked exampleConcept illustration using synthetic data. No live customer results.
Compare registrations and published resources across the UAE Open Finance directories.
19 sandbox and 12 production registrations publish an active authorization server with an issuer. Registration does not establish usage.
View detailed participant profiles, API coverage matrix, and historical trends.
Open ObservatoryData derived from public registry metadata. Not official statistics. Learn how we calculate this →
Independent Ecosystem Watch
Run: · Operational logs through . These are saved observations; source links and reporting windows are in the full Watch.
Developers & integration teams
Final standards remain v2.1. The draft website branch has one insurance version/changelog bump; main specifications are unchanged.
View evidence & sources →Operations & delivery teams
Logs reach 7 October. Full-month calls total 1,416,887; errors 18.4%, accepted payments 95.3%.
View evidence & sources →Product & strategy teams
Production directory: 12 participants, including 8 Tier-1 banks. Successful-traffic overlay: 67 green capabilities in August–September.
View evidence & sources →Delivery & compliance teams
September Tier-2 dates have passed. Next V2.2 uplift: Tier-1 December 2026. The directory and logs cannot establish full regulatory compliance.
View evidence & sources →All practitioners
Draft insurance version moved; September volume grew sharply. Fee totals are withheld because the aggregated logs lack billing context.
View evidence & sources →Evaluating published capabilities? Filter API coverage and compare registrations. Directory declarations and operational observations have separate dates and definitions.
| Date | Registered | With auth server |
|---|---|---|
| 2025-12-26 | 17 | 9 |
| 2026-01-01 | 16 | 9 |
| 2026-01-09 | 17 | 9 |
| 2026-02-26 | 18 | 9 |
| 2026-04-03 | 20 | 9 |
| 2026-04-08 | 21 | 9 |
| 2026-06-12 | 22 | 9 |
| 2026-07-01 | 23 | 10 |
| 2026-07-03 | 23 | 11 |
| 2026-07-24 | 24 | 11 |
| 2026-07-29 | 25 | 11 |
| 2026-08-18 | 26 | 11 |
| 2026-08-27 | 26 | 12 |
| 2026-10-02 | 27 | 12 |
| 2026-10-18 | 27 | 12 |
10 events observed in the last 30 days
Cert_Management
atm
Observed 15 October 2026 in the production directory
ATM v2.1 added.
insurance
atm
insurance
Equifax (NYSE: EFX) is expanding its open banking solutions with the addition of consumer-permissioned insights enabled via Mastercard Open Finance, giving lenders and fintechs more choice in the open finance provider they use alongside the Equifax consumer credit file.
This week’s edition of Finovate Global features recent fintech news from Denmark, Norway, and Sweden. Norwegian open finance innovator Neonomics raises $4 million in new funding Open finance platform Neonomics has received an investment of $4 million. The funding comes from the Norwegian fi...
A year or two ago, bank executives used to ask how artificial intelligence (AI) could make employees faster or shave costs off operations. Garry Sien, Chief Innovation and Solutions Officer, International Business at Ant Digital Technologies, says that conversation has moved on. “Since the beginn...
Tarabut signs MoU with Khaleeji Bank on Open Banking and analytics The Paypers
OpenFinance-OS belongs to its community. Share a perspective, improve a resource, or help build the tools everyone can use.
Building or integrating on Al Tareq? Start with the official documentation for standards and onboarding guidance. The Nebras community reference offers independent technical context.
