UAE Open Finance standards
Verify participation guidance, technical standards, and testing and certification requirements in the official Confluence space.
Open official documentationLearn / UAE Open Finance
Understand the idea.
Find your next step.
Start with the customer benefit. See a worked example. Then explore the evidence and questions behind a real proposition.
Start here. Go as far as you need.
Choose an introduction, a practical example, or a working document.
01 / The essentials Introduction
What changes when people can choose to share?
Learn how permission-based access can support useful services, who participates, and where to verify the rules.
Read Getting Started 02 / In practice From Commons
Several accounts. One cash view.
Follow a fictional SME through the customer benefit, the synthetic data, and the questions a real service would need to answer.
Explore the SME example 03 / Your proposition Worksheet
Where do the gaps sit?
Record the evidence you hold, the unknowns, and the next actions across eight areas of an Open Finance proposition.
Use the readiness worksheetGo deeper, with your role in mind.
A guide is an orientation. The official sources remain the authority.
For banks & financial institutions
Participation context, integration boundaries, and questions for your programme.
For third party providers
Understand the participation path, data access, and official requirements.
For builders
Explore API architecture, synthetic data, and the integration references.
A term getting in the way? Find plain explanations of the language used across the ecosystem.
- Open Finance
- Permission-based access to financial data and services through eligible providers.
- LFI
- A Licensed Financial Institution, such as a bank or insurer.
- TPP
- A Third-Party Provider that accesses data or initiates services within its permitted role.
Sources and resources
Check the source. Keep the context.
Official requirements, public evidence, and community explanations serve different purposes.
OpenAPI source of truth
The Nebras API specifications repository is linked from official documentation. Check the published version and any superseding errata.
Read the API specificationsCBUAE framework
Read the current regulatory framework in the CBUAE Rulebook. The introduction and scope identify Circular 03/2025 as in force.
Check the regulatory scopeTrust Framework Directory
Inspect published registrations and metadata. Our coverage guide explains what dated directory observations do and do not establish.
Understand directory evidenceAPI explanations & examples
Use the Nebras community documentation for technical orientation. Check versions and requirements against official sources.
Open the community referenceData Sandbox
Explore synthetic banking data before working with customer information. This community tool is separate from the official platform sandbox.
Explore the Data SandboxLooking beyond the UAE?
Explore international context while keeping each market's rules and infrastructure distinct.
AI-assisted drafting and source review by Codex, . Editorial contact: @michartmann .