Frequently Asked Questions

UAE Open Finance is a regulatory framework supervised by the Central Bank of the UAE (CBUAE) that enables secure, standardized sharing of financial data between banks and authorized third-party providers. It allows consumers to share their financial information with apps and services they trust, enabling innovation in financial services.

Participation is open to banks (ASPSPs), licensed third-party providers (TPPs), and technology providers. TPPs include Banking Data Service Providers (BDSPs), Banking Service Initiation Providers (BSIPs), and Information Service Providers (ISPs). All participants must be registered on the Al Tareq platform.

Registration is done through the Al Tareq portal at openfinanceuae.atlassian.net. You will need to create an account, submit required documentation, and await approval from Nebras, the scheme operator. The process varies depending on whether you are registering as a TPP or an ASPSP.

Al Tareq is the official UAE Open Finance platform operated by Nebras. It provides the central directory, sandbox environment, and production infrastructure for the ecosystem. All participants must register and be approved on Al Tareq to operate in the UAE Open Finance ecosystem.

No. OpenFinance-OS is a community-driven initiative. We are not affiliated with CBUAE, Al Tareq, Nebras, or any bank. We aggregate publicly available information and provide community resources. For official information, always refer to the Al Tareq portal and CBUAE.

We welcome contributions! You can submit content (news articles, Commons resources), contribute code improvements, or provide feedback through our GitHub repository. Visit our Community page to learn more about how to get involved.

For community discussions, visit our GitHub Discussions. For official technical questions, use the Al Tareq support channels. For regulatory questions, contact CBUAE directly.