Updates

Aug 17, 2026

This week in UAE Open Finance — 10 Aug–17 Aug

The week in the UAE Open Finance ecosystem: 11 of 25 institutions live, no registry changes, API volume +45.8% WoW.

Aug 10, 2026

This week in UAE Open Finance — 3 Aug–10 Aug

The week in the UAE Open Finance ecosystem: 11 of 25 institutions live, no registry changes, API volume +0.0% WoW.

Aug 3, 2026

This week in UAE Open Finance — 27 Jul–3 Aug

The week in the UAE Open Finance ecosystem: 11 of 25 institutions live, 1 registry change, API volume +0.0% WoW.

Jul 27, 2026

This week in UAE Open Finance — 20 Jul–27 Jul

The week in the UAE Open Finance ecosystem: 11 of 24 institutions live, 1 registry change, API volume +0.0% WoW.

Jul 20, 2026

This week in UAE Open Finance — 13 Jul–20 Jul

The week in the UAE Open Finance ecosystem: 11 of 23 institutions live, no registry changes, API volume +0.0% WoW.

Jul 13, 2026

Spare and Xsquare Bring Pay by Bank to UAE Business Payments

Open finance infrastructure provider Spare has partnered with UAE-based B2B payments company Xsquare to embed account-to-account payment capabilities into business workflows. The collaboration offers businesses an alternative to traditional card payments, which can carry transaction costs of 2% t...

Jul 13, 2026

This week in UAE Open Finance — 6 Jul–13 Jul

The week in the UAE Open Finance ecosystem: 11 of 23 institutions live, no registry changes, API volume +27.5% WoW.

Jul 12, 2026

This week in UAE Open Finance — 5 Jul–12 Jul

The week in the UAE Open Finance ecosystem: 11 of 23 institutions live, no registry changes, API volume +27.5% WoW.

Community UAE

Jun 9, 2026

Data Sandbox grows up: 38 personas, Insurance Data Sharing GA, an ATM directory, and an MCP server

Since its April launch the Open Finance Data Sandbox has grown from 10 to 38 synthetic personas, taken Insurance Data Sharing to GA across all 7 lines, added the ATM Locator directory, multi-bank and multi-insurer personas, an MCP server for AI agents, and pinnable fixture packages on npm and PyPI.

By Community Read more

Community UAE

Apr 29, 2026

Introducing the Open Finance Data Sandbox

A zero-setup, browser-based explorer for UAE Open Finance Bank Data Sharing API payloads — launched with 10 synthetic personas, every v2.1 AISP endpoint, and three populate-rate profiles; since grown to 38 personas across banking and insurance.

By Community Read more

Mar 30, 2026

Saudi Central Bank Begins Licensing Open Banking Fintechs

The Saudi Central Bank (SAMA) has announced the launch of licensing for fintech companies to offer open banking services, following the successful completion of the regulatory sandbox phase under its supervision. This move reflects SAMA’s ongoing efforts to support the financial sector, improve t...

Mar 30, 2026

Saudi Central Bank Grants First Open Banking License to Lean Technologies

The Saudi Central Bank (SAMA) has granted its first Major Payment Institution license for open banking services to Lean Technologies. The MENA payments infrastructure firm was previously part of SAMA’s Regulatory Sandbox, signalling a transition from open banking trials to real-world deployment. ...

via openbankingexpo.com View source

Ecosystem Global

Feb 10, 2026

Amazon Expands UK Payment Options With Pay by Bank via Partnership With TrueLayer

Amazon has expanded payment options for UK customers with Pay by Bank, a card-free method powered by TrueLayer that lets shoppers pay directly from their bank account at checkout, highlighting how open banking-enabled payments are becoming embedded in mainstream ecommerce.

via globenewswire.com View source

Jan 30, 2026

Global Open Banking Market Worth USD 59.81Bn by 2031 Fueled by the Rapid Adoption of Payment Initiation Services says a 2026 Mordor Intelligence Report

Growth in the open banking market is being accelerated by rising demand for personalized payment services, data-driven banking experiences, and the increasing traction from embedded finance integrations across non-bank digital platforms. Growth in the open ba…

Regulatory Global

Jan 27, 2026

Support The Industry-led Design of the Future Entity for UK Open Banking

Open banking is one of the UK’s strongest financial success stories. Over the past 8 years the open banking industry, working in conjunction with regulators and Open Banking Limited (OBL), has helped create a thriving ecosystem with more than 16 million user connections, over 2 billion monthly AP...

via openbanking.org.uk View source

via Arabian Business View source

Jan 20, 2026

ADIB Leads UAE Islamic Banking Push Into Open Finance Era

Abu Dhabi Islamic Bank (ADIB) is positioning itself at the forefront of the UAE's open finance transformation, leveraging its partnership with Lean Technologies and its API developer portal to drive Islamic banking innovation.

Jan 19, 2026

UAE Launches First Live Customer-Initiated Open Finance Payment

Lean Technologies, a financial infrastructure provider in the MENA region, and Ziina, a UAE-based payments platform, have launched the country’s first live customer-initiated Open Finance payment under the Central Bank of the UAE’s (CBUAE) Open Finance framework. Ziina, a licensed financial insti...

via fintechnews.media View source

Jan 15, 2026

Lean Technologies and Ziina Deliver the UAE's First Live Customer-Initiated Open Finance Payment

Lean Technologies and Ziina have launched the UAE's first live customer-initiated Open Finance payment, marking the transition from technical readiness to real-world application under the CBUAE's Open Finance framework.

Ecosystem Global

Jan 14, 2026

Four Innovators in Embedded Finance, Open Finance & Banking Infrastructure

While perhaps not as flashy as AI or blockchain technology, embedded finance, open banking, and open finance are already transforming the way individuals and businesses interact with banks, financial service providers, and even retail organizations. By enabling firms to leverage partnerships and ...

via finovate.com View source

Jan 14, 2026

MoneyHash Partners with Spare to Enable Pay By Bank in UAE

MoneyHash, the payment orchestration platform, has partnered with Spare, a regional Open Banking infrastructure provider, to enable merchants to offer Pay By Bank solutions in the UAE, helping reduce payment costs and shorten settlement times.

via finovate.com View source

Regulatory Global

Jan 13, 2026

Nationwide Selects Moneyhub for Consumer Spending Insights

UK financial services company Nationwide has selected open data platform Moneyhub to help categorize, enrich, and better understand consumer transaction data. Nationwide will leverage Moneyhub’s AI-driven Categorization and Enrichment engine to analyze consumer transactions made on card...

via finextra.com View source

Jan 13, 2026

The Role of Identity in the PSD3 Era

The European payments landscape is no stranger to the "evolution, not revolution" mantra. ...

Opinion Global

Jan 10, 2026

3 Open Banking Predictions for 2026

Ozone API CEO and Co-Founder Huw Davies shares three predictions for what's coming in open banking and open finance over the next twelve months, exploring the trends that will shape the industry in 2026.

via ozoneapi.com View source

via punchng.com View source

Jan 6, 2026

Flutterwave expands open banking with Mono acquisition

Flutterwave acquires Nigerian open banking startup Mono in a deal to deepen its financial infrastructure and support alternative payments across Africa. Read More: https://punchng.com/flutterwave-expands-open-banking-with-mono-acquisition/

Jan 5, 2026

Commercial Bank of Dubai and Pay10 Launch Open Finance Services

Pay10 and Commercial Bank of Dubai (CBD) have successfully launched Open Finance services under the UAE’s AlTareq initiative. Through this implementation, CBD’s retail current and savings accounts can now connect via the UAE’s Open Finance framework, allowing customers to securely share data and ...

via finovate.com View source

Ecosystem Global

Jan 5, 2026

Cross-Border Payments Fintech Flutterwave Acquires Open Banking Firm Mono

Cross-border payments company Flutterwave revealed it has agreed to acquire Mono, a fellow Africa-based fintech focused on providing open banking tools. Financial terms of the deal were not disclosed. For Flutterwave, investing in open banking technologies shows that it is committed to building a...

Regulatory MENA

Jan 5, 2026

Fintech Predictions for Saudi Arabia in 2026

Saudi Arabia’s fintech industry enjoyed a strong year 2025, marked by the rapid expansion of its startup community, deeper cashless adoption, and continued progress in digital banking. Digital payments saw sustained growth, driven by wider use of payment cards, electronic payments, and the widesp...

via Gulf News View source

Dec 30, 2025

FAB and Pay10 Go Live with UAE Open Finance Initiative

First Abu Dhabi Bank and Pay10 announce Open Finance go-live under the AlTareq initiative, enabling Pay by Bank services for retail customers.

via Gulf Business View source

Dec 23, 2025

Commercial Bank of Dubai Becomes First UAE Bank to Fully Activate Open Finance

CBD sets a new benchmark for the UAE banking sector by becoming the first bank to fully activate Open Finance under the AlTareq initiative.

Dec 23, 2025

Lean Technologies Graduates from Live Proving Under UAE Open Finance Framework

Lean Technologies becomes one of the first TPPs to graduate from the Live Proving program, confirming technical and operational maturity.

via Zawya View source

Oct 15, 2025

CBUAE Joins Project Aperta for Cross-Border Open Finance Interoperability

The UAE joins a BIS Innovation Hub initiative alongside Brazil, UK, and Hong Kong to enable seamless cross-border data portability through connected open finance infrastructures.

via bis.org View source

via White & Case View source

Sep 8, 2025

UAE Enacts Landmark New Central Bank Law

Federal Decree Law No. 6 of 2025 marks the most significant overhaul of the UAE's financial regulatory framework in over a decade.

Aug 1, 2025

Spare Receives In-Principle Approval for UAE Open Finance License

Spare becomes one of the first companies advancing toward full regulatory authorization under the UAE's Open Finance framework.

via Zawya View source

Jul 31, 2025

ADCB and Pay10 Process UAE's First Live Open Finance Transaction

Abu Dhabi Commercial Bank becomes the first bank certified on Al Tareq platform as Pay10 executes the country's first regulated Open Finance transaction.

via Zawya View source

Jul 10, 2025

CBUAE Issues Updated Open Finance Regulation Circular 3/2025

The Central Bank of the UAE updates the Open Finance Regulation with Circular No. 03/2025, replacing the original framework.

via CBUAE View source