WIO Bank
WIO Bank
Registration ID: d86e6704-e92b-4368-a425-5a7ba230e986
Directory observation: 2026-10-18 UTC. Published metadata does not verify live traffic or API availability.
UAE's first platform bank, offering digital-first banking and embedded finance solutions.
UAE's first platform bank, BaaS provider
Observed directory timeline
Derived from saved production snapshots since 2025-12-26. Dates describe when a change was observed; collection gaps can delay detection. Older snapshots may omit fields. The 8 October 2026 collector update expanded family coverage, so an addition on that date does not establish a deployment.
- Resource declarations changed
Before: accounts v2.0; certification=Self-Certified; complete=true | cop v2.0; certification=Self-Certified; complete=true | payments v2.0; certification=Self-Certified; complete=false | products v2.0; certification=Self-Certified; complete=true. After: accounts v2.1; certification=Self-Certified; complete=true | cop v2.1; certification=Self-Certified; complete=true | payments v2.1; certification=Self-Certified; complete=true | products v2.1; certification=Self-Certified; complete=true.
- Role no longer observed
ISP
- Resource declarations changed
Before: accounts v1.2; certification=Self-Certified; complete=true | accounts v2.0; certification=Self-Certified; complete=true | cop v1.2; certification=Self-Certified; complete=true | cop v2.0; certification=Self-Certified; complete=true | payments v1.2; certification=Self-Certified; complete=false | payments v2.0; certification=Self-Certified; complete=false | products v1.2; certification=Self-Certified; complete=true | products v2.0; certification=Self-Certified; complete=true. After: accounts v2.0; certification=Self-Certified; complete=true | cop v2.0; certification=Self-Certified; complete=true | payments v2.0; certification=Self-Certified; complete=false | products v2.0; certification=Self-Certified; complete=true.
- Resource declarations changed
Before: accounts v1.2; certification=Self-Certified; complete=true | cop v1.2; certification=Self-Certified; complete=true | payments v1.2; certification=Self-Certified; complete=false | products v1.2; certification=Self-Certified; complete=true. After: accounts v1.2; certification=Self-Certified; complete=true | accounts v2.0; certification=Self-Certified; complete=true | cop v1.2; certification=Self-Certified; complete=true | cop v2.0; certification=Self-Certified; complete=true | payments v1.2; certification=Self-Certified; complete=false | payments v2.0; certification=Self-Certified; complete=false | products v1.2; certification=Self-Certified; complete=true | products v2.0; certification=Self-Certified; complete=true.
Roles & Capabilities
Bank Data Sharing Provider
Bank Service Initiation Provider
Licensed Financial Institution
API Coverage
Account information access
Payment initiation services
Payee verification
Product information
Insurance information and services
Not published in this snapshot
ATM information
Not published in this snapshot
Declared Authorization Capabilities
Indicators reflect directory declarations; unmarked capabilities are not declared true and have not been tested.