What is UAE Open Finance?

UAE Open Finance is a regulatory framework that enables secure, standardized sharing of financial data between banks and authorized third-party providers. Operated under CBUAE oversight and powered by the Al Tareq platform, it allows consumers to share their financial data with apps and services they trust.

🔐

Secure by Design

FAPI-compliant security with explicit customer consent

📋

Regulated

Supervised by CBUAE with clear compliance requirements

🌐

Standardized

Common APIs across all participating institutions

Available API Families

The UAE Open Finance framework currently supports the following API categories:

Account Information

Access account balances, transactions, and standing orders with customer consent.

Payment Initiation

Initiate domestic payments directly from customer accounts.

Confirmation of Payee

Verify recipient details before initiating payments.

Product Information

Access publicly available product and branch information.

Next Steps